CalHFA’s ADU Grant Program
How to Qualify for the ADU Grant Program in California
To qualify for CalHFA’s ADU Grant Program in Sonoma County, your annual household income must be $223,000 a year or less, and you need to live in and own the property where the ADU will be built.
You’ll also need to receive a construction or renovation loan from a CalHFA-approved lender. This is because the program is aimed at homeowners who would already need financing to make renovations to their property. The loan will have a managed escrow, so the lender will release funds after each phase of the ADU is completed. Once the loan is approved, the lender will send the paperwork to CalHFA; if you’re eligible for the grant, you’ll receive an additional $40,000 to your pre-existing loan.
If the pre-development costs are less than $40,000, you can apply the excess funds to non-recurring closing costs, such as loan fees and interest rate buydowns. After the ADU is built, you can use it in any way you like—except as a short-term rental.
How to Apply for the Grant
To apply for the grant, you’ll need to provide your lender with plans for your ADU. Contact Sightline Builders, and we can discuss your options!
After you have a design plan, contact one of the CalHFA-approved lenders below to get started. They can help you determine eligibility and guide you through the ADU loan and grant process:
- Academy Mortgage Corporation
- American Financial Network, Inc.
- American Pacific Mortgage
- Ark-La-Tex Financial Services, Inc. dba Benchmark
- CalCon Mortgage, Inc.
- Caliber Home Loans
- CMG Mortgage, Inc.
- Envoy Mortgage, Ltd.
- Evergreen Home Loans
- Guild Mortgage, LLC
- Flagstar Bank
- Homebridge Financial Services, Inc.
- Land Home Financial Services
- MLD Mortgage, Inc. dba The Money Store
- Mortgage Management Consultants, Inc. dba MMC Lending
- Platinum Home Mortgage Corporation
- Primary Residential Mortgage, Inc.
- Priority Financial Network
- Supreme Lending
talk to an expert today
To get started on designing your ADU, contact Sightline Builders today at (707) 892-0671 or send us a message through our online form.